For Very Senior Citizens (Above 80) FY – 2012-13 For Very Senior Citizens(Above 80) Tax Slab (In Rs.) Tax (In %) 0-5,00,000 No Tax 5,00,001-10,00,000 20% Above 10,00,000 30% FY – 2012-13 For General Tax Payers For Women Tax Payers For Senior Citizens(60-80) Tax Slab(In Rs.) Tax Slab (In Rs.) Tax Slab (In Rs.) Tax [...]
Author Archive
The Evolution of Personal Savings Habits
January 16th, 2012 
admin The United States economy is built upon the assumption that people will spend money. Therefore, saving money is not really an applauded aspect of American culture. Sure, people are encouraged to generally save for retirement, but daily American life is definitely bent toward spending much more than saving. We are bombarded from the moment we [...]
Tips for Tax Saving Funds
December 27th, 2011 admin It’s time to fill your tax and also time to rush for all available options to save tax. There are numerous tax saving schemes, insurance policies and funds. But the problem is how to choose the best or most effective tax saving option. Tax saving funds is among the most effective tax saving options for [...]
Right Use of Loan To Build Your Personal Wealth
December 7th, 2011 admin Taking a loan seem to us as a hectic task as well as we never prefer to take a loan unless it is inevitable. You must be surprised that loan can prove to be a great tool to enhance your personal wealth. You must be amazed that how a debt can turn into wealth. But [...]
Posted in Loan 
Tags: Debt, Home Finance, Investment, loan, personal finance, Tax Rebate, Tax Saving 
2 Comments »Why should you refinance your existing mortgage?
November 15th, 2011 admin In the recent times, you must have heard a lot about refinancing, isn’t it? But what is it all about? Well, refinancing can be defined as paying off an existing mortgage and replacing it with a new loan. There are various reasons why the borrowers are tempted to refinance their mortgage. Read on to know [...]
Posted in Finance Tags: Credit Card Bills, Finance, Home Loan, Medical Debts, mortgage, Mortgage Crisis, Mortgage Rates, Payday Loans, Refinance, Unsecured Debt 1 Comment »Five Insurance Policies You Must Avoid
September 30th, 2011 admin Concern of the future persuades us to buy insurance policy. In an attempt to safeguard our future we opt for insurance policies but many of insurance policies available in the market are none of our use. But we buy them as we can’t foretell our future. We try to cover our bad time financial needs. [...]
Posted in Insurance Tags: credit card, Credit Card Insurance, Credit Card Insurance Coverage, Credit Card Loss Insurance, Disease Insurance, Flood Insurance, Health Insurance Policies, Insurance, Insurance Companies, Insurance Covers, Insurance Policies, Insurance Premium, Mortgage Life Coverage, Mortgage Life Insurance, Top Insurance Policies No Comments »Gold Loan – One Great Option for Readymade Finance!
September 2nd, 2011 admin Shooting up in the price of gold has created large sum of yellow shiny metal. Because of terrific returns more and more seeker opting for gold loan. A lot of banks who provides gold loan offering many benefits with discounted rate on the loan schema. Banks are offering gold loan up to 10 million ranging [...]
Posted in Loan Tags: Credit history, Education Loan, Finance, Gold Loan, loan, Loan Scehme, Type Of Secured Load, Unsecured Loan, Vehicle Loan No Comments »Gold or silver: Which One is best for the Investment in the Present Market Situation!
August 25th, 2011 admin This is the time when another slowdown is expected to hit the market very soon and this could be the reason for an investor to understand the extreme condition of market and carefully invest their hard earn money. With the increase in cost of crude oil per barrel, government of India has increased the price [...]